AssTra © : Marine and Transport insurance software for Brokers and Agents

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SOFTWARE FOR BROKERS AND AGENTS

The European Marine and Transport Software

Management and communication tool
Modular and configurable according to your organization
Available in France, Switzerland, Belgium, Germany, Austria, Italy

What For ?

Insurance Software
  • underwriting
  • premiums
  • claims
  • accounting
  • statistics
  • documentation
Insurance Software, Enterprises risk
  • Customization of client relations (individual offers, invoices by branch or service, customized applications of sales declarations, Analysis by activity, by event, by traffic)
  • Treatment of masses and exception processing (premiums payment and litigation, subrogation, regularization premiums, certificates)
Insurance, Enterprises, International business
  • multi-currencies
  • multi-languages
  • Network of Claims surveyors
Insurance, Enterprises, International business, Marine and Transport
  • OR, WR
  • Analysis by underwriting year and accounting year
  • Cargo policies, certificates, analysis by voyages, vessels, goods and commodities, maximum risk
  • Hull policies, Marine, Yachts, Fishing, River, Lloyd's reference
  • Transporter Liability, Fleets
  • Relation with agents and insurers, other brokers, leading insurers, coinsurers, Optiflux
  • Profit Bonus calculation

For Whom ?

Company, agent or subsidiary with no other means of management
Department / Service transport of a company or agent

Fonctional Content

Offers and policies information
  • Followed by business contributor, building of a fast offer sent by fax or mail or full detailed offers
  • Following up, by letter or agenda
  • Unsuccessful offers recording
  • Chronology of acceptances and refusals sorted by business contibutor or by offer
  • Automatic data transfer from the successful offers to the policies
  • Verification of the policies existing in the portfolio as an active customer or other offers in progress, coming from other producers
  • Processing according to internal producer (especially with several subsidiaries), lists, agenda, output sorting...
  • Updating of brokers and insured addresses, telephone and mail
  • Coinsurance and reinsurance
  • Underwriting limits
  • Premiums Rates and Bonus conditions
  • Brokers commission rates and exceptional commission
  • Specific client information: subsidiaries, analysis of goods and voyages categories, onvoicing information.
  • Fleet of insured business
  • Insured values (Hull, Machine.)
  • Statistic analysis levels (market, geographic area, client activity, policy nature, risk)
Building policies and endorsements
  • Clauses (automatic according to policy nature and manual choice)
  • Additional premium payments
  • Chronology of endorsements
  • Chronology of suspensions and reactivation of the cover
  • Printing and forwarding the policy or endorsement
  • Insurance certificates and following of blank certificates
Premiums, commissions, coinsurance
  • Premium war risks, accessories, expenses, discounts, taxes, local or foreign currencies
  • Periodic term premium processing
  • Other premium input
  • Insured voyage order input
  • Certificates
  • Management of order and certificate references
  • Premium invoicing and recapitulation (clients, brokers)
  • Commission statements
  • Control of regularized policies and turnover declarations
  • Automatic bonus client processing
  • Control of underwriting limit, commission rates...
  • Coinsurance statement for underwritten premiums
  • Accounting: premiums and commissions
  • Optiflux
Premiums receipts
  • Input receipts
  • Following receipt : consulting, listing and mailing
  • Suspension, cancellation, reactivation of the cover
  • Management of disputes
  • Optiflux
Claims
  • Opening and reserve input
  • Acknowledgment to the claimer
  • Information to coinsurers and head office (major losses)
  • Other letters
  • Agenda
  • Recoveries and prescriptions dates
  • Closing, reopening
  • Intervening party addresses
  • On Line consulting of the policy (endorsements, insured trucks, underwriting limits)
  • Alarms: cover dates and limits, unpaid premiums, good policy results (the claim has to be quickly processed)
  • Claim sheet
  • Claim lists and statistics (new claims, still open claims, closed, recoveries, reopened, close with no payment)
  • Optiflux
Outstanding Claims
  • Input while opening the claim sheet
  • Automatic diminution when paying the claim and possible manual adjustments
  • Cancellation of reserves when closing the claim
  • Manual input or modification any time
  • End of year readjustment: list and simplified input
  • Chronology of reserves claim by claim
  • Reserves list for each coinsurer
  • Analysis of reserves run-off claim by claim
  • Stock of reserves claim by claim and annual fluctuation
  • IBNR and mathematical outstanding claims
Claim payment and recovery receipt
  • Order to pay form the claims service (claim and expenses)
  • If waiting for subrogation: payment freeze, other freezes, according to payment competencies
  • Free to be paid, payment proceeding
  • Recoveries input
  • Unpaid claims list
  • Claims coinsurance statement and dispatch fees
  • Accounting and statistics
  • Optiflux
Accounting
  • General, auxiliary, analytic and prevision accounting
  • Manual or automatic input of accounts
  • Consulting and printing of accounting journal
  • Consulting and printing of the accounts
  • Consulting and printing of the balances
  • Synthesis statements: preparation of tax declaration
  • Records of previous years
  • Currency conversions and consolidation
  • Groups of accounts (total of debtors accounts)
  • Insurance tax declaration
  • Other payments
Reinsurance
  • Full processing of facultative and proportional reinsurance (Premium statements, Claim statements, Accounting and statistics)
  • Accounting and statistics for common reinsurance managed by a leading company or a marine agent
  • Identification of the policies which are locally and specifically reinsured and providing all movements
  • Processing of the compulsory reinsurance of war risks
  • Processing other reinsurance treaties (Up to the policy level when it is possible, Up to risk - underwriting year if no more details, Up to underwriting year level for general treaties)
  • All statistics can be obtained In gross value before reinsurance; In net value after reinsurance, In reinsured value
  • Various levels of reinsurance statistics (treaty, group of treaties, reinsurer)
Hull
  • Full ship description
  • Insured values and deductibles, by risks
  • Connection to Ships databases
  • Proposed and underwritten quotes
  • Limits controls for underwriting and claims
  • Statistics by insured periods
Relation with insurers
  • Statements and data exchanges
    • Premiums, paid and unpaid
    • Claims and recoveries
    • Outstanding claims and recoveries
  • Insurers Statistics on Internet
  • Optiflux
Marine agents and registered business
  • Input of premiums, claim payments and reserves from periodic statements provided by the agent
  • Choice of the LEVEL (Global currency - risk - underwriting year and accounting month or detailed policy by policy)
  • Choice of the MODE: Manual input or Automatic if the agent provides data files
  • Choice of RECEIPT (Global compensation or detail with external references access)
  • General accounting and statistic processing
  • Specific analysis agent by agent
Statistics detail level
  • Qualitative statistics (parameters of columns & calculations)
    • By customer, policy, customer subsidiary, customer group (100%, net company after all retrocession, " as if " reconstructing the 100% for passive business)
    • By agent, broker and/or intermediary group (100% and our percentage)
    • By coinsurer, coinsurer group, reinsurer, reinsurer group (their percentage)
    • Premiums, claims with or without reserves, with or without expenses and fees, S/P, commissions, major losses, Bonus
    • Underwriting year and/or accounting year
    • By risk and risk group
    • Stocking in original currency and choice of conversion : currency and rate (underwriting year, accounting year, fixed rates)
  • List of policies to follow
    • S/P too high or too low
    • Premium too low or decreasing Year/Year-1
    • Consulting or printing of detailed statistics
  • List of claims, payments and evaluation, policy by policy
    • For the company, 100% or our percentage, for coinsurers (their percentage)
    • Specific clients goods and voyage categories
    • Kind of damages
    • Customer subsidiaries
    • Major losses
Broker level Statistics
  • Qualitative statistics by market, branch, risks, brokers, geographic area, goods, means of transportation...
  • List of claims and total according to the same criteria
  • Triangulation
  • Recoveries statistics
  • Outstanding evolution analysis
On the internet
  • Customer statistics and lists of policies, claims.
  • Insurance certificate on line, input, control, printing with or without previous validation
  • Claim declaration
Relationship with other Data systems
  • Output interfaces
    • Accounting
    • Orders of payments
    • Tax and social declarations
    • Premiums, Claims to the coinsurers
    • Optiflux
  • Input interfaces
    • Payment references (dates, nr)
    • Premium Payment status
    • Optiflux
    • Data files from brokers other than Optiflux